Category Archives: Insurance

Steven Podnos, MD, CFP – wealthcarellc.com

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Tune into to hear Dr. Steven Podnos, principal of Wealth Care LLC, fee only investment advisor and physician share his wealth of experience and knowledge about:

  • The tricky way some financial advisors mislead about fees and the difference between fee only and fee based practices.
  • Common physician retirement planning mistakes
  • What to do if your retirement plan is high cost and underperforming
  • Common mistakes physicians make when protecting their assets and how to avoid them

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David Burd and Jim Hemphill – triage-md.com

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Listen as Jim Hemphill and David Burd let you in on what they’ve discovered about working with physicians:

  • Why deferred gratification plays such an important role in how physicians spend and why having both spouses or partners buy into the financial plan is crucial
  • How the habit of competition can influence money decisions and how changing the game you decide to play can really impact your bottom line and outcome
  • What is the inflection point and why choosing your lifestyle at that point is so important
  • What are the 7 strategies and how can you use them to retire wealthy

Josh Mettle: Hello and welcome to the Physician Financial Success Podcast. My name is Josh Mettle, and this is the podcast dedicated to advising physicians how to avoid financial landmines. Today, we’ll be talking with Jim Hemphill and David Burd, authors of Changing Outcomes: A Financial Recovery Strategy for Peak Career Physicians, as well as Pay Yourself First: A Financial Guide for Doctors Entering Practice. Jim and David also are the principals and founders of TGS Financial Advisors, an independent advisory firm focused on helping
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Travis L. Bowen, Esq., bowenlaw.com

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Travis Bowen is president and founder of Bowen Law and received his law degree, cum laude, from Brigham Young University. In 1985, Travis founded Bowen Law, and over the last three decades, he’s focused on designing and implementing advanced tax and estate planning strategies for high net worth individuals. Travis talks about the importance of having a system to coordinate all the moving parts involved in a physician’s tax, legal,insurance and asset protection life. Travis stressed the importance of:

  • Having the end in mind whatever the venture is and then build the plan to reach that goal
  • Making sure you have a plan in place to maintain your risk management
  • Building a wall between investments and personal assets so they are not at risk in the event of a liability

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Eric Halvorsen – UMAFS

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Our guest today is Eric Halvorsen, Certified Financial Planner and MBA from the Utah Medical Association Financial Services or as they’re more commonly known UMAFS. Eric and the UMAFS team offer physician specific financial planning and investment advice. We dive deep with Eric and talk about:

  • Why he likens one’s financial life as a marathon, and why he sees dedication and consistency as crucial to your financial goals and success
  • What the DALBAR Study is and why the findings about emotions and logic are relevant to you in your investment strategy
  • What an investment policy statement is and how that can keep you on track and working towards your investment and financial goals
  • Why UMAFS likes Dimensional Funds and how they can be a great tool to help you in your investment goals as well
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Paul Larson – Larson Financial Group

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Paul Larson is CEO of Larson Financial Group, one of the nation’s largest doctor exclusive financial advisory firms and serves over 4,500 physicians and dentists nationwide. Paul shares how he began working exclusively with physicians. He shared:

  • Why his company has a foundation that goes to impoverished areas and employs people and how that has benefited their physician clients
  • How his group is able to employ a holistic approach and help with many aspects of a busy doctor’s financial decisions – car buying or leasing, contract negotiation, home buying, and taxes to name a few
  • What DFA funds are and how they can minimize risk, lower fees and get a good return
  • Why the habit of saving money early on is important
  • How his company’s book Doctor’s Eyes Only can guide you through the process of financial planning

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Konstantin Litovsky – Litovsky Asset Management

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Konstantin Litovsky of Litovsky Asset Management specializes in providing small business owners like private practice doctors and dentists and is one of the tiny number of advisors who provide flat-fee comprehensive retirement plan services. Konstantin is one brilliant guy and he talked to us about:

  • How medical professionals are penalized by asset-based fees and the astronomical amount he estimates asset based fees steal from your wealth over time
  • How his math background and engineering background helps him to consider his clients’ finances as a system with many moving parts, and how all parts of the system have to work together
  • His 5 Point Investment Plan that lays out very basic guidelines that you can use to keep more of your wealth and allow for better planning opportunities for your retirement
  • The myths and realities of investment management and why knowing these will blow your mind

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Dr. James Dahle – White Coat Investor

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Dr. James Dahle, editor of www.whitecoatinvestor.com and the rising star of physician financial advice and straight talk about success was kind enough to share his time and expertise with us and talked to us about:

  • What got him so interested in getting a financial education and why he shares that knowledge with other docs
  • How med students can minimize student loan debt and why that is so important
  • Insurance and why it is imperative that you have the right kind
  • The importance of creating profitable habits for your success
  • His new book The White Coat Investor: A Doctor’s Guide to Personal Finance and Investing

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